Legal
Your home may be repossessed if you do not keep up repayments on your mortgage
Commercial mortgages are not regulated by the financial services authority
Buy-to-Let mortgages are not regulated by the Financial Conduct Authority (unless let to a family member)
Mortgages arranged in a foreign currency can fluctuate in value. changes in the exchange rate may increase the sterling equivalent of your debt.
If we charge a fee for arranging a contract for you, the amount payable will be based on 0.35% of the value of the loan applied for, with a minimum fee of £500. In a small number of circumstances, it may be necessary for us to charge a higher fee. This will be agreed with you in writing prior to any chargeable work commencing.
Unsecured lending is not regulated by the financial services authority
Think carefully before securing other debts against your home. your home may be repossessed if you do not keep payments up on your mortgage or other loan secured upon it.
By consolidating debt onto your mortgage, you may actually end up paying more for the debt over a longer term
Equity Release refers to Home Reversion plans and Lifetime mortgages.To understand the features and risks of a lifetime mortgage, ask for a personalised illustration
Commercial mortgages are not arranged via Sesame.