Legal Disclaimers

• Your home may be repossessed if you do not keep up repayments on your mortgage
• Commercial mortgages are not regulated by the financial services authority
• Buy-to-Let mortgages are not regulated by the financail services authority (unless let to a family member)
• Mortgages arranged in a foreign currency can fluctuate in value. changes in the exchange rate may increase the sterling equivalent of your debt.
• If we charge a fee for arranging a contract for you, the amount payable will be based on 0.35% of the value of the loan applied for, with a minimum fee of £500. In a small number of circumstances, it may be necessary for us to charge a higher fee. This will be agreed with you in writing prior to any chargeable work commencing.
• Unsecured lending is not regulated by the financial services authority
• Think carefully before securing other debts against your home. your home may be repossessed if you do not keep payments up on your mortgage or other loan secured upon it.
• By consolidating debt onto your mortgage, you may actually end up paying more for the debt over a longer term
• To understand the features and risks of a lifetime mortgage, ask for a personalised illustration
• The actual rate available will depend upon your circumstances. ask for a personalised illustration